Term insurance in Alberta helps men, women and families to stay financially secured when death or illness strikes.
Hey, I get it! Alberta term insurance is something most people don’t want to talk about. It’s an expense, it forces you to think about your mortality and the mortality of your loved ones, and once you have it, you don’t ever want to use it. If you have to make a claim, it means disaster has struck your family. Yikes!
However, disaster will strike whether or not you are insured. Be proactive now and mitigate your risks so when something does happen (and it always, inevitably, does) you can concentrate on the needs of your family without wondering how to keep a roof over your head and food on the table.
What is Term Life Insurance in Alberta?
In Alberta, term insurance is a policy that comes with a start date, and an end date. It is commonly referred to as T-10, T-20, T-30, etc. Term can also apply to critical illness, disability, and other health/sickness policies.
Why do I need Alberta Term Insurance?
Term insurance in Alberta is used manage risks, such as:
- The death of the household’s income earner
- The death of the household’s homemaker (the one that provides childcare, meals, cleaning, etc.)
- To cover the term of a mortgage
- To cover the term of a loan
- To provide funds to buy out a business partner
- Protection while travelling
What are the advantages of Alberta Term Insurance?
Term life insurance is a good fit for most Albertans because it is affordable and easy to obtain. Even if you have a health condition or smoke marijuana occasionally, there are term policies designed just for you. Since term life insurance in Alberta increases with each renewal, you can lock in a long term to cover your income-earning years, or the years of your mortgage. You can even convert your term policy to a permanent one to keep taking advantage of great premiums.
Uninsured? Get Alberta Term Life Insurance Quickly and Easily
Term life insurance is very quick and easy to get. With a one call or email, you can get an application started. You don’t have to come into an office or meet me in person. You’re busy, but you know life insurance is important, which is why I work with you and on your schedule. You can even sign your application for Alberta term insurance online! Don’t let another day go by without the affordable financial protection you deserve. Contact me today to be reassured for life.